Organising My Weight Loss

You will remember last week I spoke about how I am struggling with my weight loss.  In fact right now I am going back to day one and starting all over again.  Not weight wise – weight wise I am still below goal (I hope!) but I know that I have gone above my own personal weight goal.  So I have decided to go right back and complete a cleansing and a reminder post of how I can get back on track.   I thought this might be useful for some of you out there also. 

Weight loss and organisation go hand in hand!

When you start any weight loss programme the first thing that you need to do is arm yourself with all the information that you require.  

Things you need are:

Your actual weight,

Pro points / tracking,

Renewed inspiration material,

Menu plans,

Exercise plan,

Your actual weight

This is one thing at this moment in time I do not know the answer too because I was too scared to go to my weight watchers meeting and get on the scales.  Yes I am a chicken!  There I said it!  Ok so as far as I know from my last weight watcher meeting I was 9 stone 10 pounds. I am hoping that I haven’t gone above it.  However in recent weeks I am eating – when I say eating it is more picking at food! I am annoyed at myself – in fact I am furious with myself.  Even when I am taking something out of the cupboard and actually eating it - I am beating myself up. Hence this getting back on track phase I am in right now.  So I need to know my actual weight – that will wait until my weight watchers meeting on Thursday – and if you don’t hear from me on twitter Thursday morning – give me a big shout out and telling off.

I weigh myself on my own weight watchers scales earlier in the week however I got conflicting results so I am wary on using it as an actual – first I was 9 stone 11 and then I was 9 stone 9 a few hours later.  So the actual weigh in is the one that counts for me.

Pro Points / Tracking

Knowing pro points in food that you regularly eat is half the battle – the other is having a pro points
(or points plus) calculator to hand.  How you want to record these points is entirely up to you but I use an app on my phone for both points and tracking.   I am in Ireland so weight watchers doesn’t have an Ireland app – so this works for me.

The Iwatchr app for the iphone is amazing.  You can calculate your points for both Europe and the US on it – there and then so you don’t need to bring the book with you.

You can also store in points of frequently used items so that you can reference them quickly and then add on to a daily log. Yes there is a daily log and you can also calculate the points that you have from exercise.

The phone app is great – as you can take it out in the supermarket and check the pro points of a product.  It is brilliant! When I first downloaded the app the next thing I did was go through the weight watchers book and added in the points of my frequently used foods.

Tracking is the best way to discover what you are eating and how many points you are taking each day.  So from today the point tracking starts –  I can no longer avoid it – it has to be done!  

Renewed inspiration material,

 I have spoken previously about my photograph that I use as inspiration – that needs to take front and centre in my mind.  My BFF also sent me a photo recently that really is worse than what I actually thought was my worst.  So I am off to print that now as inspiration and I am going to stick it on the inside of the biscuit cupboard also so that there is no avoiding it!  Never go back.

I also have some lovely pins over on Pinterest – why not follow me.  Take a look at them and take some that will help you get through as inspiration.

Menu plans

As I said at the start of this post – weight loss and organisation go hand in hand that is why planning your meals is very important.

Sit down at the start of the week or even the start of the day if you don’t have that much time and plan what you are going to eat for your dinner each week/day. I use dinner as my main - because for me that is the most pointful meal of the day.  From there I back track on my points for the day and divide out.

It is hard to plan out meals but if you can take some time today or this week do so – look at meals that you can have and look at the points.  Taking this little bit of time will mean the most to you in the long run!

Over the coming weeks I will add some of my favourite meals up here pointed out so that you can try them as well.

Exercise plan

Exercise is important – and it cannot be ignored when it comes to losing weight. I am still walking which is my exercise of choice.  But unfortunately my food choices are sabotaging my efforts with walking.  So hopefully getting back on track with my food will help me see a loss on the scales.  Remember that everyone can find time to fit exercise in to their day  - all it takes is twenty minutes a day –  remember this can even be fitted in to your lunch hour!  It really is that simple!

I promise that I will keep everyone updated on my weight loss over on twitter – please follow me to keep up to date and I will post another update here soon.  Hopefully all good news.

Do you have any tips or words of hope for me during this struggle with my weight loss!  Please leave them in the comment section on the blog or on twitter.

Stay strong

S

My Finances - Where the hell do I start?

This is something that everyone wants to do – but sometimes just doesn’t get quite around to sorting it out.  Read this article and take some time this week and look at it. It really is easy and not as stressful as you might think.  Trust me all your need is a spreadsheet and some envelopes! Yes it is that simple..... read on for more information.

Finances are hard thing to look at.   Sometimes we are all going from week to week in the hope that we get by.  Others we are determined to save and then we dip in to the savings.  It is so hard to try and start anywhere to organise your finances.  Whether you have a debt that needs to be paid off or you are just saving for that rainy day or upcoming events.

Over the years of trying to save my money I have come up with some ways which have been of use to me.   I am going to share these with you and I hope that you will find them beneficial.

Reviewing your monthly / weekly spend

Look at your weekly / monthly wage.  Review your money, where is it going, is it being wasted away on unnecessary items or is it going to worthy causes i.e food.    Perhaps you can make a budget spreadsheet.  Don’t reinvent the wheel take a look at Microsoft Word templates or I can send you mine if you are interested in it.

If at the end of the above task you are still unsure where the hell your money is going – download an app for your phone which will allow you to track each purchase in to a category as you buy it.  Don’t cheat it – you are only cheating yourself.

Where is your money going ?

Once you have established where your money is going – you can determine how much needs to go where.   Remember there are only a few items which are a necessity to your everyday life and these are:

Rent / Mortgage,

Utilities,

Child related expenses ( kids clubs, schools etc)

Loans / repayments

Food,

Car expenses, i.e petrol,

Then you have annual expenses,

Health Insurance

Car service,

School Fees,

If you can think of anything else add it to the above list as appropriate.    Next – put each of the above in a column of a spreadsheet and then mark the relevant month/weekly out.  So your spreadsheet will look like this. ( I get paid monthly )

	Jan-12	Feb-12	Mar-12	Apr-12	Etc
Wages	1200	1200	1200	1200
Rent / Mortgage,	250	250	250	250
Cable TV	150	150	150	150
Gas	50	50	50	50
Electric	50	50	50	50
Child related expenses	0	0	0	0
Loans / repayments	50	50	50	50
Food,	400	400	400	400
Car expenses, i.e petrol,	150	150	150	150
Total Required Per Month	1100.00	1100.00	1100.00	1100.00
Remaining each month	100	100	100	100

Ok so now you have broken down your expenses every month as the required expenses.  You may have more or your may have less – but notice you put your wages amount in the top row, list all your expenses, and minus from your wages total, you will get the amount you absolutely require each month.   Some expenses may vary and leave you with month left over. I will discuss that later.

Savings

You will notice under the required amount, there is a small section which shows the money that is surplus to your own requirements – immediately set up a bank account and arrange for that amount to be taken from your wages each month directly in to your savings account.

If you don’t have a savings account, set up one.  Take a look around at what has the best rates and how you can access this money – make sure it is an instant access unless you really want to see a return on your money.   With instant access to your cash, this means that if it is needed urgently you can access it no problem at all.  Take a look at your bank options, and other banks – look at credit unions and post office – what ever will work best for you is the one to go for but definitely research.

Paying bills

Dependent on how you pay your bills, it may online or a post office.   Get that money out straight away – pay your cable tv bill early so you don’t have to worry about it – same goes for gas and electric.  Why wait until the due date as you may end up forgetting about it and getting charged a late payment.  Keep an eye on these bills regularly as you may find that you have over paid and be able to leave a payment go for one month – whoo hoo extra money.

 

For others such as groceries and car expenses – take the money out of the bank and divide it in to envelopes with the title of what it is required for clearly marked.  So you will have envelope for car expenses with 150 in it, you will have an envelope for groceries.  Now, the important thing to remember is that once this money is gone.... it is gone.  You can’t rob money from one and put it in the other.    If at the end of the month you discover that hey I didn’t spend 150 on groceries this month – take that money out and do one of two things with it.

Put it straight in to your savings account, so you are building a nice little nest egg for those annual expenses or take some of it and buy a bottle of wine as a treat or put it towards a new top or dress that you have been looking at.

Annual Expenses

With your annual expenses, I would recommend sitting down now and discovering how much money you actually need to pay these expenses.  My health Insurance is over 1200euro annually so I have to budget to ensure that I have this money ready and available to me by August each year.  With this in mind, in my own monthly spreadsheet I have a column specifically for that – so I know each month how much goes in to this savings fund for that.  Any extra cash that I have left over at the end of each month goes in to my holiday savings account so that I have cash to spend when on holiday, or even enough to pay for my holiday.    I love my holidays each year so I have a column whereby I put a small amount away each month to pay for a  holiday.

People have different methods of what works for them – and the above really is only the basics that will get you started and thinking about budgeting and financial planning.

Financial budgeting and planning doesn’t need to be hard or stressful but you just need to start it and set your goals.  Set out what your monthly expenditure actually is – set out your annual expenses.

What works best for you with your budgeting and saving – leave a comment and share with other readers.

S

Home Organisation – the rules

Last week I told you how I am finally going through the house and clearing and decluttering everywhere!  I have discovered some new rules which I am now following in order to continue maintaining an uncluttered home. 

• If you wear something – remember to either put it in the wash basket or hang it up when finished with it.
• If you drop it – pick it up.
• If you eat – clean up directly afterwards, don’t procrastinate.

Spend five minutes each morning on the following tasks:

• Cleaning up after breakfast,
• Cleaning the bathroom
• Making / tidying your bedroom.

Remember at the end of the day walking back in to a clean and peaceful home will extend to your mind also.  It will keep you calm and eliminate another order of stress from your day. 

These are all small things – but essential to keep and maintain an organised home.   What are your tips? Add them to the comment section below 

S

De-cluttering and organising - Mondays are a great day to start

This is something which has been a passion of mine for quite some time – but when I say this I really mean something that I have wanted to do for so long but just never got around to it. 

I have read various blogs on getting organised and how you can declutter your life in so many easy steps, but I never put any of it in to practice. That is up until recently.   I have started a declutter and organising regime within my house and my life.  Think about it – every now and again we go through our wardrobes and we give away clothes to charity that we are finished with and we tidy those wardrobes with the greatest of intentions of never letting it get that bad again.  But for me, I never really looked at other aspects of my life.  How do I declutter the rooms in my house, the thoughts in my head. How do I organise my finances?

This is what I am currently doing –   clearing things out is such a therapeutic thing to do but something which is not done often enough. So this is where I am at.  Isn’t there a saying clean house clear mind or something to that effect – so I have started tackling the house – one room at a time. 

It was a spare room / junk room / office – whatever you want to call it  - it never had a purpose.  So I have cleared it out and can finally say it actually now looks like a home office.  Bits and pieces of items are still there and need to be sorted but you know what – I can actually see the floor, which is a miracle in itself. 

If you decide to declutter and tidy here are some small simple tips and tricks that will help you.  Firstly start with a plan – know where you want to start –and just get on with it.  Starting like with anything else in life is the hardest thing to do but once you do – it will make all the difference.  I am actually sitting in my new office now writing this blog post to you guys now.  

 Note – these are not my ideas but taken from a faboulous lady in the blogging world. 

Jars – Everything has a spot right – so paperclips and tacks instead of being deadly items in a drawer can go in to a old jam jar or coffee canister. 

Labelling – it is so simple and I bet you never even thought of doing it (I didn’t)   you can simply just print out what labels you need.  You don’t need any fancy label maker.   

Filing – there is no way that you need to go out and buy a fancy tray for your filing and paperwork that you have.  Guess what you can use – a cereal box !  Look at this great idea from organising made fun 

 

This is wonderful !  Really imaginative. 

Shoe boxes - you know when you are in a store and the assistance asks do you want it. Say Yes! These are a great way to separate items and store things that you need.  I have recently used a shoe box to store cables that I found while cleaning out the junk room.   I will be honest I don’t know what the cables are for – but you know the minute you throw one out you will need it.  So I have put them all in a shoe box. 

Tissue Boxes – say what ! I hear you say. Yes Tissue boxes.  You can use them to store items from post it notes – I suddenly discovered I have a penchant for collecting post it notes of all different colours and styles and I needed somewhere to store them.   You could also use them for storing your childs crayons – or even your make up.   (remember to label which is which)

 For more ideas check out this fab lady - http://organizingmadefun.blogspot.ie/

Do you have any ideas for items around the house that you can use which will help declutter and organise your home?  Why not leave them in the comments section 

S